When most healthcare owners hear “debt consolidation,” their first thought is usually more paperwork. In reality, smart consolidation is one of the most powerful cash-flow tools a practice can use. It turns scattered obligations into a single, predictable payment—freeing up time, capital, and mental bandwidth.

Great CFOs are not just data collectors; they are energy allocators. They design reporting systems that are efficient, not exhaustive. For example: Track payroll by department, because it’s significant and actionable. Estimate rent by square footage, because precision there adds little insight.

Revenue growth should never come at the cost of morale or exhaustion. If average patient charge improvements are working, resist the temptation to also add days. Let one driver land before pulling the next. Clear cancellation policies and simple scripts turn chaos into just another variable to manage. Growth without burnout isn’t slow—it’s stable. That stability fuels a stronger team, happier patients, and a practice built to last.

You can rebuild pricing for any procedure in under fifteen minutes using four building blocks: Consumables – List items consumed per case and calculate true per-unit cost, including wastage. Labor – Convert provider and staff minutes (including setup and documentation) into cost. Commission/Performance Pay – Factor in any incentives or case-level bonuses. Overhead Spread – Allocate the fair share of rent, admin, marketing, and software costs. Once the math is done, add your t

When growth stalls, the reflex is usually: “We just need more customers.” Sometimes that’s true. More often, it’s not. Most businesses don’t grow by piling on volume—they grow by pulling one of three levers: Capacity, Price, or Patient Mix. The real challenge is identifying which lever matters right now, then focusing relentlessly on it for the next 30–90 days.

CFOs help you make better decisions about the future: pricing, capacity, cash, and risk. Both are essential. They’re just not the same. Think about it like a vehicle. A CPA is the licensed mechanic who ensures your car is safe and road-legal. The CFO is your crew chief and navigator—choosing routes, pit stops, and race strategy. If you keep asking the mechanic why your lap times are slow, you’ll get great maintenance…and no improvement plan.