Specialty clinic doctor studying financial data

Doctors CFO Team

Carl Stoddard

Owner, CEO

Carl Stoddard is an accomplished Senior Executive and Board Member with more than 20 years of success across the medical, finance, insurance, technology, and software industries. Leveraging extensive experience in corporate finance, he is a valuable asset for companies struggling with profit and loss management, developing their business model, or implementing new accounting systems and metrics. His broad areas of expertise include strategic planning and implementation, financial analysis, business development, financial acumen, profit and loss, and budgets.

In 2009, he founded Doctors CFO where he currently serves as President and in 2015.Carl founded Doctors CFO as a way to work directly with physicians who own their own practices; he has worked with numerous clients in the healthcare space, in both single-practice and multi-practice capacities, and has helped them find financial stability, growth, and expansion. 

Carl received his Bachelor of Arts in Accounting from Idaho State University and his Master of Business Administration from Arizona State University.  He frequently participates in continuing education and professional development and is a Diamond Status Certified QuickBooks Advanced Online Proadvisor. In addition to his formal education, Carl has a wealth of knowledge in the roles and responsibilities of a board member having worked alongside board leadership on numerous projects throughout his career.

Carl is married to Stacey and has five children and three dogs.  He loves spending time with family, listening to audiobooks and writing music.

Brandy Wagner


Brandy is a Registered Dental Hygienist in Idaho and Colorado. While she enjoys her time seeing patients and working in the dental office, she also loves the opportunity to make a difference outside of the clinical setting by helping medical and dental offices fill their schedules with high quality patients through attraction marketing. 

Before dental hygiene, she worked in collections for various loan companies which helped develop her communication and business skills. She knew she loved working with the public and decided to pursue an education in healthcare. She graduated with her Associates of Applied Science in Dental Hygiene in 2013. After 5 years of practice, she began working for Doctors CFO as an administrative assistant and worked her way to her passion of practice marketing.

Adam Raff


Adam is an accountant with years of experience in bookkeeping, payroll, and tax. Before working in accounting, he was a marketing manager for a California based clothing company. Making cold calls and door to door sales has developed his communication skills and knowledge of business practices.

He has attended accounting and payroll seminars to keep up to date on the rules and regulations of the field. Adam is finishing his Bachelors in Business and Accounting from California Baptist University in 2020 and is currently working his way to QuickBooks ProAdvisor status.